Terms of Service

These Terms of Service (“Terms”) govern your use of https://creditservicesmi.com and our text messaging program. By using our website or opting in to our text messages, you agree to these Terms and our Privacy Policy.

1. About Our Services

Credit Services of Michigan provides commercial and personal debt recovery services to businesses and individuals in Michigan. We do not purchase debt. We work on behalf of our clients and are paid on a commission basis when they are paid. Information on this website is for general informational purposes and is not legal or financial advice. We do not guarantee any specific result.

2. Use of the Website

You agree to use this website only for lawful purposes and to provide accurate information. You may not misuse the site, attempt unauthorized access, or interfere with its operation.

3. SMS Text Messaging Program Terms

Program name: Credit Services of Michigan Text Alerts

Program description: By opting in, you agree to receive text messages from Credit Services of Michigan at the mobile number you provided. Messages may include appointment reminders, account and service updates, document requests, and customer care replies related to your services with us.

Consent: Your consent to receive text messages is not a condition of purchasing any goods or services.

Message frequency: Message frequency varies depending on your interaction with us.

Costs: Message and data rates may apply. Check with your mobile carrier about your plan.

How to opt out: Reply STOP to any text message at any time. You will receive one confirmation message, and no further messages will be sent unless you opt in again.

How to get help: Reply HELP to any message, call (734) 482-0445, or email [email protected].

Supported carriers: Participating carriers include major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

Privacy: Your information is handled under our Privacy Policy at https://creditservicesmi.com/privacy-policy/. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

4. Intellectual Property

All content on this website, including text, logos, and graphics, belongs to Credit Services of Michigan or its licensors and may not be copied or reused without written permission.

5. Disclaimer of Warranties

The website and its content are provided “as is” and “as available” without warranties of any kind, to the fullest extent permitted by law.

6. Limitation of Liability

To the fullest extent permitted by law, Credit Services of Michigan is not liable for indirect, incidental, or consequential damages arising from your use of the website or text messaging program.

7. Third-Party Links

Our website may link to third-party sites. We are not responsible for their content or practices.

8. Changes to These Terms

We may update these Terms from time to time. Continued use of the website or messaging program after changes means you accept the updated Terms.

9. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law rules.

10. Contact Us

Credit Services of Michigan
27 S Huron St
Ypsilanti, MI 48197
Phone: (734) 482-0445
Email: [email protected]