For Businesses
Professional receivables recovery that protects your brand and your bottom line.
Debt Recovery for Michigan Businesses
Outstanding receivables drain resources, disrupt cash flow, and distract your team from growth. Credit Services of Michigan helps businesses of all sizes recover past-due accounts efficiently, professionally, and in full compliance with state and federal law.
Industries We Serve
- Healthcare and medical practices
- Construction and contracting
- Property management and commercial landlords
- Professional services — legal, accounting, consulting
- Retail, wholesale, and distribution
- Utilities and service providers
- Small businesses and mid-size enterprises
Benefits for Your Business
Zero Upfront Cost
Our commission-based pricing means you pay nothing until we successfully collect. No retainers, no monthly fees, no risk.
Preserve Relationships
Our collectors communicate professionally on your behalf — representing your business with the same respect you would show your customers.
Focus on Growth
Stop spending internal resources chasing past-due accounts. We handle the follow-up, letters, calls, and reporting so your team can focus on what they do best.
Compliance Guaranteed
Every contact we make complies with the FDCPA, TCPA, Michigan Collection Practices Act, and industry best practices.
Scalable Solutions
Whether you have one past-due invoice or a portfolio of aging receivables, we scale our approach to match your needs.
Transparent Reporting
Regular account status updates, collection activity logs, and clear remittance reporting keep you informed at every step.
When Should You Place an Account?
Many businesses wait too long before seeking professional collection help — and the older a debt becomes, the harder it is to recover. Consider placing accounts when:
- An invoice is 60–90 days past due with no response to your own follow-up
- A customer has stopped returning calls or emails
- You’ve sent multiple statements with no payment or payment plan
- The amount owed justifies professional recovery efforts
- You want to preserve the relationship but need a third party to intervene
Early placement typically yields better recovery rates. Contact us for a free assessment of your receivables situation.
Improve Your Cash Flow
Contact us for a confidential consultation about your receivables — no obligation, no upfront fees.