About Us
More than a century of trusted debt recovery across Michigan.
More Than a Century of Trusted Service
Credit Services of Michigan has served businesses and individuals across Michigan since 1924, building a reputation for ethical debt recovery, transparent communication, and results that matter. We help clients throughout the state recover outstanding balances while maintaining the highest standards of professionalism.
We are not a debt buyer. We never purchase portfolios of past-due accounts. Every client we serve retains ownership of their receivables, and we act as their dedicated recovery partner — working on a commission basis so our incentives always align with yours.
Our Mission
To provide effective, compliant debt recovery services that protect our clients’ financial interests while treating every party involved with dignity and respect.
Our Approach
We work exclusively on behalf of our clients under a commission-based model. Our success is directly tied to yours — we are paid only when you are paid.
Our Promise
Transparent communication, ethical conduct, and full compliance with Michigan and federal law on every account, every time.
Why Clients Choose Us
Businesses and individuals across Michigan turn to Credit Services of Michigan because we offer something increasingly rare in the collections industry: an ethical partner who puts your interests first.
- Statewide experience — More than a century of recovery work throughout Michigan
- Proven track record — Decades of successful commercial and consumer recoveries
- Ethical practices — Full compliance with FDCPA, Michigan Collection Practices Act, and industry standards
- No debt buying — We represent you, not a portfolio of purchased accounts
- Performance-based fees — You pay only when we collect
- Transparent communication — Regular updates on account status and recovery progress
Our History
Established in 1924, Credit Services of Michigan began as a credit reporting and collection agency for Michigan businesses. The company was incorporated in the State of Michigan on July 14, 1969. Over the decades, we expanded into full-service commercial and consumer debt recovery while maintaining our commitment to ethical, compliant practices.
Today, we continue to serve clients throughout Michigan. Our longevity is a testament to the trust our clients place in us and the results we deliver.
Let’s Talk About Your Recovery Needs
Schedule a confidential consultation with our team — no obligation, no upfront fees.